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Caixa Manlleu promotes its insurance unit that is becoming popular in Spain, and increasingly offering entities.

The Caixa Manlleu unit allows the insured to obtain an annuity and a single additional capital in the event of at-Large Unit or Unit Severa.

To hire this product, you must be between 18 and 74 years, then we offer some important aspects for those who are interested are as follows.

Annuity, in order to finance a home help, residential treatment or a specialist. This income is updated annually for the duration of insurance, including the recovery period of the annuity.

Capital only: first a capital expenditure to meet the new situation from the start, the equivalent of 5 times the income and well chosen for the situation of high dependency unit and Severa.

Flexibility: a choice between an annuity of at least 300 € and up to 1,500 €, in tranches of € 100 will receive in case of high dependency, and that is half in case of Severe Unit.

Taxation: All premiums are deductible from taxable personal income tax in compliance with the ceilings set of inputs to different social systems:

* € 10,000 or 30% of the base (under 50 years)
*

€ 12,500 or 50% of the base (for adults over 50 years)

As for the monthly premiums, they will be fixed throughout the lifetime of the product.

At a hearing last Wednesday, the President of the European Central Bank Jean-Claude Trichet, has admitted that it is likely to undertake a new, albeit low level, rising interest rates for the month of July. But, leaving aside some of the statements Trichet, was a senior official of the ECB who said he could draw from the increases in interest rates to control inflation figures.

The conclusion is that the ECB would take this step to ensure the anchoring of inflation expectations in the euro area, which will range between 3.2% and 3.6% over this year and between 1.8 % and 3% for 2009.

And is that the ECB is in a state of alert due to the risks of rising inflation, since in this situation could occur which is known as wage-price spiral. They have also realized that there is some slowdown, but it is not too steep, not a collapse.

Announcements like yesterday are a risk for the reaction that can take the banks. If you do not remember the last president of the ECB’s announcement, which produced a call that led to banks raising the interest charged to other banks, creating an inevitable rise in the Euribor, the main indicator mortgage.